Welcome, and thank you for visiting! I hope that you will consider this your resource for real estate information in my hometown, San Diego, America's finest city! I hope you enjoy your visit and explore everything my website has to offer, including information about the communities of Carmel Mountain Ranch, Poway, Rancho Bernardo, Carlsbad & homes for sale throughout San Diego County. You will also find information for homebuyers and sellers, and current real estate news. Please click on the About Us link so I can introduce myself to you, your professional San Diego County Realtor. Be sure to watch my personal video below as well.
Looking for a new home? Use Quick Search or Map Search to browse an up-to-date database list of available properties in the area, or use my Dream Home Finder form and I'll conduct a personalized search for you.
If you're planning to sell your home in the next few months, nothing is more important than knowing a fair asking price. I would love to help you with a FREE Market Analysis. I will use comparable sold listings to help you determine the accurate market value of your home. I would then look forward to meeting with you and sharing my comprehensive market strategy with you.
If you are thinking about buying or selling a home, work with a professional that listens to your needs and cares about YOU. If you value working with someone who believes that excellent, personalized service, professionalism, knowledge and enthusiasm are important, then I am the Realtor for you. I love what I do and I am passionate about helping people with their real estate needs in my home town of San Diego. Please contact me to talk about how I can help you! I have been delivering Million Dollar Service in Every Price Range to clients throughout San Diego since 1994.
It's understandable; you’re excited; you've found the right home, we have helped you negotiate a contract, you made a loan application and the house passed inspections. Closing is not that far away, and you are making plans to move and put personal touches on your new home. It is so easy to get caught up in the dreaming and planning for after the closing!
Even if you have an initial approval on your mortgage, little things can derail the process which isn't over until the papers are signed at settlement and funds distributed to the seller. The lender will usually do verifications on your credit score and your employment status just prior to the closing to determine if there have been any material changes to the borrower's credit or income that might disqualify the borrower. Lenders do not want to see changes in your financial situation, even small changes that may seem insignificant to you.
Most lending and real estate professionals recommend:
The lender and the Veenstra Team work hand in hand to get you into your new home. It's understandable to be excited and feel you need to be getting ready for the move. Dreaming and planning often involve spending. Resist the temptation until after you close on the home.
Don't do anything that would affect your credit or income while you're waiting to sign the final papers at settlement. That new furniture won't do any good if you can't put it into the house you are trying to purchase.
Thank you for visiting today. If this is your first visit, take your time and look around. I have plenty of information and resources available to you. If you are a return visitor, thank you. I would love to hear from you and tell you how I can serve all your real estate needs.